Process
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Local pastors invite MC staff to provide Biblical Stewardship Training for their congregations.
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Aspiring Entrepreneurs develop a Business plan and submit for loan review process after training on business basics & Biblical ethics.
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Based on its merits, the Business Plan is then rated.
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Approved loans are funded until loan funds are gone.
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The interest revenues generated by the loans fund the operating costs of HFC International.
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When loans are repaid (averaging 2 years), the principle is loaned to a new entrepreneur and the process starts over… perpetually building God’s Kingdom.
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*Loan defaults are rare because of referral process, applicant’s business plan training, the review of each loan for practicality and the applicant’s potential to repay the loan.
Loan Cycle
